Yap, Kok Wei, and Su-Fei Yap. “A Predictive Model for Financial Crises: An Exploratory Public Policy Tool”. Institutions and Economies 2, no. 1 (July 12, 2017): 89–100. Accessed February 28, 2026. https://samudera.um.edu.my/index.php/ijie/article/view/5074.